Call reports 2013
GLEN BURNIE MUTUAL SAVINGS BANK — 2013
What GLEN BURNIE MUTUAL SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 78,557,000 | 79,536,000 | 79,929,000 | 80,180,000 |
| Total loans | 57,111,000 | 58,712,000 | 62,357,000 | 60,803,000 |
| Allowance for loan losses | 402,000 | 402,000 | 402,000 | 402,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,043,000 | 2,791,000 | 2,787,000 | 2,785,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,906,000 | 72,324,000 | 73,163,000 | 72,933,000 |
| Interest-bearing deposits | 71,906,000 | 72,324,000 | 73,163,000 | 72,933,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,489,000 | 6,512,000 | 6,557,000 | 6,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 719,000 | 1,426,000 | 2,153,000 | 2,865,000 |
| Interest expense | 523,000 | 1,078,000 | 1,628,000 | 2,186,000 |
| Net interest income | 196,000 | 348,000 | 525,000 | 679,000 |
| Noninterest income | 13,000 | 28,000 | 43,000 | 68,000 |
| Noninterest expense | 167,000 | 323,000 | 470,000 | 636,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 42,000 | 53,000 | 98,000 | 112,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 42,000 | 53,000 | 98,000 | 112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,489,000 | 6,512,000 | 6,557,000 | 6,571,000 |
| Total capital | 6,891,000 | 6,914,000 | 6,959,000 | 6,973,000 |
| Risk-weighted assets | 39,032,000 | 38,553,000 | 39,428,000 | 39,068,000 |