Call reports 2011
GLEN BURNIE MUTUAL SAVINGS BANK — 2011
What GLEN BURNIE MUTUAL SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 72,293,000 | 73,137,000 | 73,655,000 | 74,232,000 |
| Total loans | 55,692,000 | 55,572,000 | 55,167,000 | 55,363,000 |
| Allowance for loan losses | 475,000 | 475,000 | 402,000 | 402,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,189,000 | 1,184,000 | 1,821,000 | 1,317,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,896,000 | 66,148,000 | 67,220,000 | 67,233,000 |
| Interest-bearing deposits | 65,896,000 | 66,148,000 | 67,220,000 | 67,233,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,296,000 | 6,303,000 | 6,303,000 | 6,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 755,000 | 1,510,000 | 2,254,000 | 3,000,000 |
| Interest expense | 553,000 | 1,151,000 | 1,749,000 | 2,327,000 |
| Net interest income | 202,000 | 359,000 | 505,000 | 673,000 |
| Noninterest income | 7,000 | 14,000 | 30,000 | 47,000 |
| Noninterest expense | 161,000 | 318,000 | 480,000 | 623,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 48,000 | 55,000 | 55,000 | 97,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 48,000 | 55,000 | 55,000 | 97,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,296,000 | 6,303,000 | 6,303,000 | 6,345,000 |
| Total capital | 6,746,000 | 6,756,000 | 6,705,000 | 6,747,000 |
| Risk-weighted assets | 35,961,000 | 36,184,000 | 35,978,000 | 35,597,000 |