Call reports 2009
GLEN BURNIE MUTUAL SAVINGS BANK — 2009
What GLEN BURNIE MUTUAL SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 65,880,000 | 66,944,000 | 67,332,000 | 68,266,000 |
| Total loans | 47,786,000 | 49,596,000 | 49,674,000 | 49,722,000 |
| Allowance for loan losses | 400,000 | 400,000 | 445,000 | 475,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,018,000 | 4,982,000 | 4,098,000 | 3,412,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,598,000 | 60,001,000 | 61,054,000 | 61,446,000 |
| Interest-bearing deposits | 59,598,000 | 60,001,000 | 61,054,000 | 61,446,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,245,000 | 6,243,000 | 6,213,000 | 6,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 802,000 | 1,594,000 | 2,374,000 | 3,139,000 |
| Interest expense | 602,000 | 1,258,000 | 1,840,000 | 2,473,000 |
| Net interest income | 200,000 | 336,000 | 534,000 | 666,000 |
| Noninterest income | 26,000 | 37,000 | 45,000 | 55,000 |
| Noninterest expense | 123,000 | 272,000 | 463,000 | 626,000 |
| Provision for loan losses | 0 | 0 | 45,000 | 75,000 |
| Pretax income | 103,000 | 101,000 | 71,000 | 20,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 103,000 | 101,000 | 71,000 | 20,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,245,000 | 6,243,000 | 6,213,000 | 6,162,000 |
| Total capital | 6,645,000 | 6,643,000 | 6,633,000 | 6,580,000 |
| Risk-weighted assets | 33,098,000 | 34,429,000 | 33,598,000 | 33,411,000 |