Call reports 2008
GLEN BURNIE MUTUAL SAVINGS BANK — 2008
What GLEN BURNIE MUTUAL SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 64,556,000 | 65,021,000 | 64,498,000 | 64,860,000 |
| Total loans | 43,433,000 | 45,118,000 | 46,411,000 | 46,303,000 |
| Allowance for loan losses | 400,000 | 400,000 | 400,000 | 400,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,665,000 | 9,066,000 | 9,462,000 | 8,962,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,437,000 | 58,217,000 | 58,295,000 | 58,015,000 |
| Interest-bearing deposits | 58,437,000 | 58,217,000 | 58,295,000 | 58,015,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,079,000 | 6,064,000 | 6,134,000 | 6,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 824,000 | 1,626,000 | 2,450,000 | 3,258,000 |
| Interest expense | 696,000 | 1,406,000 | 2,041,000 | 2,713,000 |
| Net interest income | 128,000 | 220,000 | 409,000 | 545,000 |
| Noninterest income | 9,000 | 18,000 | 23,000 | 29,000 |
| Noninterest expense | 118,000 | 234,000 | 358,000 | 493,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 19,000 | 4,000 | 74,000 | 81,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 19,000 | 4,000 | 74,000 | 81,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,079,000 | 6,064,000 | 6,134,000 | 6,142,000 |
| Total capital | 6,458,000 | 6,452,000 | 6,527,000 | 6,537,000 |
| Risk-weighted assets | 30,273,000 | 31,028,000 | 31,406,000 | 31,571,000 |