Call reports 2007
GLEN BURNIE MUTUAL SAVINGS BANK — 2007
What GLEN BURNIE MUTUAL SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 62,714,000 | 63,236,000 | 63,515,000 | 63,863,000 |
| Total loans | 39,259,000 | 40,063,000 | 42,870,000 | 44,333,000 |
| Allowance for loan losses | 400,000 | 400,000 | 400,000 | 400,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,745,000 | 11,281,000 | 10,784,000 | 9,786,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,719,000 | 56,538,000 | 57,425,000 | 57,079,000 |
| Interest-bearing deposits | 56,719,000 | 56,538,000 | 57,425,000 | 57,079,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 5,952,000 | 5,981,000 | 6,028,000 | 6,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 792,000 | 1,611,000 | 2,454,000 | 3,310,000 |
| Interest expense | 676,000 | 1,365,000 | 2,054,000 | 2,751,000 |
| Net interest income | 116,000 | 246,000 | 400,000 | 559,000 |
| Noninterest income | 5,000 | 12,000 | 19,000 | 29,000 |
| Noninterest expense | 115,000 | 223,000 | 338,000 | 473,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,000 | 35,000 | 81,000 | 115,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,000 | 35,000 | 81,000 | 115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,952,000 | 5,981,000 | 6,028,000 | 6,062,000 |
| Total capital | 6,304,000 | 6,337,000 | 6,396,000 | 6,438,000 |
| Risk-weighted assets | 28,138,000 | 28,472,000 | 29,443,000 | 30,022,000 |