Call reports 2025
METHUEN CO-OPERATIVE BANK — 2025
What METHUEN CO-OPERATIVE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 137,373,000 | 138,944,000 | 140,966,000 | 138,458,000 |
| Total loans | 103,897,000 | 104,488,000 | 105,652,000 | 103,848,000 |
| Allowance for loan losses | 428,000 | 394,000 | 378,000 | 386,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,918,000 | 15,033,000 | 14,299,000 | 15,492,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,501,000 | 125,926,000 | 127,774,000 | 125,072,000 |
| Interest-bearing deposits | 102,769,000 | 102,661,000 | 104,256,000 | 104,457,000 |
| Noninterest-bearing deposits | 21,732,000 | 23,265,000 | 23,518,000 | 20,615,000 |
| Equity capital | 12,586,000 | 12,740,000 | 12,883,000 | 13,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,530,000 | 3,073,000 | 4,654,000 | 6,273,000 |
| Interest expense | 556,000 | 1,082,000 | 1,627,000 | 2,187,000 |
| Net interest income | 974,000 | 1,991,000 | 3,027,000 | 4,086,000 |
| Noninterest income | 36,000 | 75,000 | 111,000 | 153,000 |
| Noninterest expense | 885,000 | 1,766,000 | 2,657,000 | 3,597,000 |
| Provision for loan losses | -4,000 | -38,000 | -54,000 | -46,000 |
| Pretax income | 128,000 | 336,000 | 530,000 | 687,000 |
| Income tax | 32,000 | 86,000 | 137,000 | 176,000 |
| Net income | 96,000 | 250,000 | 393,000 | 511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,586,000 | 12,740,000 | 12,883,000 | 13,001,000 |