Call reports 2016
METHUEN CO-OPERATIVE BANK — 2016
What METHUEN CO-OPERATIVE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 90,503,000 | 87,078,000 | 89,865,000 | 88,896,000 |
| Total loans | 52,878,000 | 53,132,000 | 54,047,000 | 53,816,000 |
| Allowance for loan losses | 616,000 | 616,000 | 616,000 | 616,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 23,450,000 | 21,588,000 | 19,517,000 | 19,146,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,331,000 | 77,902,000 | 80,668,000 | 79,663,000 |
| Interest-bearing deposits | 73,550,000 | 70,087,000 | 72,292,000 | 71,951,000 |
| Noninterest-bearing deposits | 7,781,000 | 7,815,000 | 8,376,000 | 7,712,000 |
| Equity capital | 9,092,000 | 9,112,000 | 9,119,000 | 9,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 636,000 | 1,278,000 | 1,940,000 | 2,570,000 |
| Interest expense | 91,000 | 182,000 | 273,000 | 364,000 |
| Net interest income | 545,000 | 1,096,000 | 1,667,000 | 2,206,000 |
| Noninterest income | 57,000 | 110,000 | 160,000 | 230,000 |
| Noninterest expense | 657,000 | 1,257,000 | 1,871,000 | 2,441,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -55,000 | -51,000 | -44,000 | -5,000 |
| Income tax | 0 | -16,000 | -16,000 | -7,000 |
| Net income | -55,000 | -35,000 | -28,000 | 2,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,092,000 | 9,112,000 | 9,119,000 | 9,149,000 |
| Total capital | 9,628,000 | 9,639,000 | 9,649,000 | 9,655,000 |
| Risk-weighted assets | 42,844,000 | 42,108,000 | 42,358,000 | 40,399,000 |