Call reports 2015
METHUEN CO-OPERATIVE BANK — 2015
What METHUEN CO-OPERATIVE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 89,920,000 | 89,850,000 | 88,834,000 | 89,226,000 |
| Total loans | 52,981,000 | 51,990,000 | 52,784,000 | 52,765,000 |
| Allowance for loan losses | 616,000 | 616,000 | 616,000 | 616,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,285,000 | 21,488,000 | 21,606,000 | 23,069,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,756,000 | 80,668,000 | 79,608,000 | 79,997,000 |
| Interest-bearing deposits | 72,674,000 | 72,638,000 | 72,045,000 | 72,354,000 |
| Noninterest-bearing deposits | 8,082,000 | 8,030,000 | 7,563,000 | 7,643,000 |
| Equity capital | 9,092,000 | 9,120,000 | 9,153,000 | 9,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 629,000 | 1,260,000 | 1,894,000 | 2,526,000 |
| Interest expense | 83,000 | 168,000 | 252,000 | 342,000 |
| Net interest income | 546,000 | 1,092,000 | 1,642,000 | 2,184,000 |
| Noninterest income | 55,000 | 121,000 | 176,000 | 232,000 |
| Noninterest expense | 559,000 | 1,130,000 | 1,688,000 | 2,302,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 42,000 | 83,000 | 130,000 | 114,000 |
| Income tax | 14,000 | 27,000 | 41,000 | 31,000 |
| Net income | 28,000 | 56,000 | 89,000 | 83,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,092,000 | 9,120,000 | 9,153,000 | 9,147,000 |
| Total capital | 9,700,000 | 9,720,000 | 9,693,000 | 9,689,000 |
| Risk-weighted assets | 48,047,000 | 47,999,000 | 43,135,000 | 43,345,000 |