Call reports 2012
METHUEN CO-OPERATIVE BANK — 2012
What METHUEN CO-OPERATIVE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 87,553,000 | 89,076,000 | 89,060,000 | 89,566,000 |
| Total loans | 53,781,000 | 54,585,000 | 55,645,000 | 55,209,000 |
| Allowance for loan losses | 583,000 | 598,000 | 612,000 | 627,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,257,000 | 10,471,000 | 10,251,000 | 9,891,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,976,000 | 80,450,000 | 80,330,000 | 80,776,000 |
| Interest-bearing deposits | 74,141,000 | 74,379,000 | 75,058,000 | 75,701,000 |
| Noninterest-bearing deposits | 4,835,000 | 6,071,000 | 5,272,000 | 5,075,000 |
| Equity capital | 8,527,000 | 8,579,000 | 8,634,000 | 8,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 740,000 | 1,456,000 | 2,172,000 | 2,887,000 |
| Interest expense | 151,000 | 293,000 | 432,000 | 564,000 |
| Net interest income | 589,000 | 1,163,000 | 1,740,000 | 2,323,000 |
| Noninterest income | 40,000 | 98,000 | 172,000 | 230,000 |
| Noninterest expense | 571,000 | 1,106,000 | 1,656,000 | 2,214,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 42,000 | 124,000 | 210,000 | 278,000 |
| Income tax | 13,000 | 43,000 | 74,000 | 64,000 |
| Net income | 29,000 | 81,000 | 136,000 | 214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,527,000 | 8,579,000 | 8,634,000 | 8,712,000 |
| Total capital | 9,110,000 | 9,156,000 | 9,212,000 | 9,285,000 |
| Risk-weighted assets | 46,033,000 | 46,138,000 | 46,237,000 | 45,814,000 |