Call reports 2009
METHUEN CO-OPERATIVE BANK — 2009
What METHUEN CO-OPERATIVE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 75,089,000 | 77,874,000 | 77,671,000 | 77,153,000 |
| Total loans | 46,635,000 | 47,173,000 | 48,522,000 | 49,973,000 |
| Allowance for loan losses | 384,000 | 397,000 | 412,000 | 452,000 |
| Securities available for sale | 1,044,000 | 843,000 | 440,000 | 437,000 |
| Securities held to maturity | 10,065,000 | 10,264,000 | 10,063,000 | 8,359,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,608,000 | 69,332,000 | 69,318,000 | 68,827,000 |
| Interest-bearing deposits | 63,486,000 | 65,533,000 | 65,372,000 | 65,678,000 |
| Noninterest-bearing deposits | 3,122,000 | 3,799,000 | 3,946,000 | 3,149,000 |
| Equity capital | 8,429,000 | 8,488,000 | 8,283,000 | 8,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 861,000 | 1,727,000 | 2,560,000 | 3,404,000 |
| Interest expense | 311,000 | 619,000 | 907,000 | 1,167,000 |
| Net interest income | 550,000 | 1,108,000 | 1,653,000 | 2,237,000 |
| Noninterest income | 67,000 | 130,000 | 191,000 | 214,000 |
| Noninterest expense | 535,000 | 1,086,000 | 1,701,000 | 2,361,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 85,000 |
| Pretax income | 33,000 | 88,000 | -150,000 | -243,000 |
| Income tax | 1,000 | 1,000 | 1,000 | -58,000 |
| Net income | 32,000 | 87,000 | -151,000 | -185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,463,000 | 8,519,000 | 8,281,000 | 8,246,000 |
| Total capital | 8,847,000 | 8,916,000 | 8,693,000 | 8,698,000 |
| Risk-weighted assets | 41,071,000 | 41,548,000 | 41,194,000 | 41,549,000 |