Call reports 2005
METHUEN CO-OPERATIVE BANK — 2005
What METHUEN CO-OPERATIVE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 76,148,000 | 76,643,000 | 76,065,000 | 72,279,000 |
| Total loans | 43,221,000 | 43,065,000 | 40,422,000 | 39,540,000 |
| Allowance for loan losses | 360,000 | 351,000 | 348,000 | 348,000 |
| Securities available for sale | 2,124,000 | 135,000 | 0 | 0 |
| Securities held to maturity | 21,482,000 | 21,084,000 | 22,687,000 | 21,971,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,591,000 | 68,977,000 | 68,255,000 | 64,377,000 |
| Interest-bearing deposits | 64,176,000 | 64,064,000 | 63,738,000 | 60,769,000 |
| Noninterest-bearing deposits | 4,415,000 | 4,913,000 | 4,517,000 | 3,608,000 |
| Equity capital | 7,444,000 | 7,611,000 | 7,746,000 | 7,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 769,000 | 1,587,000 | 2,385,000 | 3,177,000 |
| Interest expense | 153,000 | 320,000 | 491,000 | 682,000 |
| Net interest income | 616,000 | 1,267,000 | 1,894,000 | 2,495,000 |
| Noninterest income | 67,000 | 138,000 | 212,000 | 288,000 |
| Noninterest expense | 489,000 | 977,000 | 1,471,000 | 1,999,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 194,000 | 428,000 | 635,000 | 784,000 |
| Income tax | 84,000 | 151,000 | 223,000 | 281,000 |
| Net income | 110,000 | 277,000 | 412,000 | 503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,444,000 | 7,611,000 | 7,746,000 | 7,837,000 |
| Total capital | 7,804,000 | 7,962,000 | 8,094,000 | 8,185,000 |
| Risk-weighted assets | 37,638,000 | 36,193,000 | 34,682,000 | 33,950,000 |
Machine access — free, no API key
Every figure shown here about METHUEN CO-OPERATIVE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.