Call reports 2025
STATE BANK OF LAKOTA — 2025
What STATE BANK OF LAKOTA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 67,027,000 | 64,211,000 | 69,703,000 | 66,931,000 |
| Total loans | 37,303,000 | 38,333,000 | 38,592,000 | 40,222,000 |
| Allowance for loan losses | 361,000 | 358,000 | 358,000 | 358,000 |
| Securities available for sale | 4,801,000 | 4,334,000 | 3,867,000 | 4,891,000 |
| Securities held to maturity | 11,888,000 | 11,480,000 | 11,480,000 | 10,479,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,759,000 | 57,821,000 | 63,002,000 | 60,615,000 |
| Interest-bearing deposits | 45,828,000 | 44,310,000 | 47,802,000 | 43,965,000 |
| Noninterest-bearing deposits | 14,931,000 | 13,511,000 | 15,200,000 | 16,650,000 |
| Equity capital | 5,954,000 | 6,033,000 | 6,175,000 | 6,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 788,000 | 1,603,000 | 2,454,000 | 3,315,000 |
| Interest expense | 241,000 | 476,000 | 714,000 | 935,000 |
| Net interest income | 547,000 | 1,127,000 | 1,740,000 | 2,380,000 |
| Noninterest income | 13,000 | 34,000 | 48,000 | 67,000 |
| Noninterest expense | 354,000 | 781,000 | 1,173,000 | 1,584,000 |
| Provision for loan losses | 4,000 | 2,000 | 3,000 | 3,000 |
| Pretax income | 203,000 | 377,000 | 612,000 | 860,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 203,000 | 377,000 | 612,000 | 860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,146,000 | 6,194,000 | 6,305,000 | 6,252,000 |
| Total capital | 6,536,000 | 6,583,000 | 6,695,000 | 6,642,000 |
| Risk-weighted assets | 43,784,000 | 42,413,000 | 43,884,000 | 44,100,000 |