Call reports 2024
STATE BANK OF LAKOTA — 2024
What STATE BANK OF LAKOTA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 61,226,000 | 62,920,000 | 61,029,000 | 73,013,000 |
| Total loans | 35,938,000 | 37,473,000 | 40,275,000 | 39,525,000 |
| Allowance for loan losses | 343,000 | 356,000 | 389,000 | 359,000 |
| Securities available for sale | 5,618,000 | 5,151,000 | 4,763,000 | 4,746,000 |
| Securities held to maturity | 12,954,000 | 12,866,000 | 11,888,000 | 11,887,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,119,000 | 56,647,000 | 54,440,000 | 66,979,000 |
| Interest-bearing deposits | 40,554,000 | 40,397,000 | 40,542,000 | 51,967,000 |
| Noninterest-bearing deposits | 14,565,000 | 16,250,000 | 13,898,000 | 15,012,000 |
| Equity capital | 5,858,000 | 5,941,000 | 6,144,000 | 5,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 753,000 | 1,507,000 | 2,311,000 | 3,151,000 |
| Interest expense | 167,000 | 354,000 | 570,000 | 822,000 |
| Net interest income | 586,000 | 1,153,000 | 1,741,000 | 2,329,000 |
| Noninterest income | 17,000 | 75,000 | 94,000 | 111,000 |
| Noninterest expense | 330,000 | 727,000 | 1,084,000 | 1,518,000 |
| Provision for loan losses | 26,000 | 39,000 | 84,000 | 102,000 |
| Pretax income | 253,000 | 456,000 | 672,000 | 818,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 253,000 | 456,000 | 672,000 | 818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,228,000 | 6,280,000 | 6,371,000 | 6,093,000 |
| Total capital | 6,593,000 | 6,671,000 | 6,783,000 | 6,482,000 |
| Risk-weighted assets | 40,298,000 | 41,843,000 | 43,331,000 | 45,203,000 |