Call reports 2023
STATE BANK OF LAKOTA — 2023
What STATE BANK OF LAKOTA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 67,437,000 | 63,050,000 | 70,419,000 | 64,948,000 |
| Total loans | 29,105,000 | 34,167,000 | 37,017,000 | 36,153,000 |
| Allowance for loan losses | 282,000 | 322,000 | 341,000 | 342,000 |
| Securities available for sale | 6,047,000 | 5,990,000 | 6,064,000 | 5,627,000 |
| Securities held to maturity | 12,776,000 | 12,984,000 | 12,986,000 | 12,987,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,815,000 | 57,380,000 | 64,470,000 | 59,235,000 |
| Interest-bearing deposits | 46,556,000 | 40,797,000 | 39,404,000 | 40,389,000 |
| Noninterest-bearing deposits | 15,259,000 | 16,583,000 | 25,066,000 | 18,846,000 |
| Equity capital | 5,447,000 | 5,436,000 | 5,595,000 | 5,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 663,000 | 1,378,000 | 2,135,000 | 2,953,000 |
| Interest expense | 81,000 | 188,000 | 300,000 | 426,000 |
| Net interest income | 582,000 | 1,190,000 | 1,835,000 | 2,527,000 |
| Noninterest income | 27,000 | 38,000 | 60,000 | 86,000 |
| Noninterest expense | 300,000 | 680,000 | 1,029,000 | 1,448,000 |
| Provision for loan losses | 0 | 44,000 | 72,000 | 72,000 |
| Pretax income | 299,000 | 498,000 | 794,000 | 1,093,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 299,000 | 498,000 | 794,000 | 1,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,881,000 | 5,929,000 | 6,100,000 | 5,974,000 |
| Total capital | 6,201,000 | 6,285,000 | 6,469,000 | 6,344,000 |
| Risk-weighted assets | 37,150,000 | 39,551,000 | 42,644,000 | 40,930,000 |