Call reports 2022
STATE BANK OF LAKOTA — 2022
What STATE BANK OF LAKOTA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 71,302,000 | 73,043,000 | 68,735,000 | 72,344,000 |
| Total loans | 28,445,000 | 31,944,000 | 32,290,000 | 33,935,000 |
| Allowance for loan losses | 302,000 | 303,000 | 308,000 | 309,000 |
| Securities available for sale | 4,246,000 | 5,152,000 | 5,428,000 | 5,458,000 |
| Securities held to maturity | 9,677,000 | 11,607,000 | 12,104,000 | 12,779,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,004,000 | 67,762,000 | 63,423,000 | 67,275,000 |
| Interest-bearing deposits | 51,237,000 | 49,211,000 | 44,787,000 | 44,568,000 |
| Noninterest-bearing deposits | 14,767,000 | 18,551,000 | 18,636,000 | 22,707,000 |
| Equity capital | 5,202,000 | 5,111,000 | 5,063,000 | 5,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 407,000 | 886,000 | 1,490,000 | 2,160,000 |
| Interest expense | 26,000 | 50,000 | 79,000 | 120,000 |
| Net interest income | 381,000 | 836,000 | 1,411,000 | 2,040,000 |
| Noninterest income | 15,000 | 35,000 | 65,000 | 97,000 |
| Noninterest expense | 283,000 | 654,000 | 970,000 | 1,362,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 15,000 |
| Pretax income | 113,000 | 217,000 | 491,000 | 760,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 113,000 | 217,000 | 491,000 | 760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,434,000 | 5,438,000 | 5,613,000 | 5,581,000 |
| Total capital | 5,736,000 | 5,741,000 | 5,921,000 | 5,890,000 |
| Risk-weighted assets | 36,623,000 | 39,730,000 | 38,678,000 | 40,367,000 |