Call reports 2021
STATE BANK OF LAKOTA — 2021
What STATE BANK OF LAKOTA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 63,636,000 | 69,074,000 | 68,329,000 | 80,903,000 |
| Total loans | 29,826,000 | 32,899,000 | 34,709,000 | 34,913,000 |
| Allowance for loan losses | 306,000 | 304,000 | 301,000 | 303,000 |
| Securities available for sale | 1,957,000 | 2,479,000 | 2,984,000 | 2,957,000 |
| Securities held to maturity | 7,144,000 | 7,641,000 | 7,635,000 | 8,431,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,114,000 | 63,420,000 | 62,586,000 | 75,607,000 |
| Interest-bearing deposits | 44,591,000 | 44,255,000 | 44,358,000 | 45,663,000 |
| Noninterest-bearing deposits | 13,523,000 | 19,165,000 | 18,228,000 | 29,944,000 |
| Equity capital | 5,416,000 | 5,471,000 | 5,487,000 | 5,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 414,000 | 990,000 | 1,314,000 | 1,776,000 |
| Interest expense | 38,000 | 73,000 | 105,000 | 134,000 |
| Net interest income | 376,000 | 917,000 | 1,209,000 | 1,642,000 |
| Noninterest income | 135,000 | 63,000 | 224,000 | 241,000 |
| Noninterest expense | 276,000 | 582,000 | 915,000 | 1,249,000 |
| Provision for loan losses | 0 | 5,000 | 5,000 | 35,000 |
| Pretax income | 235,000 | 393,000 | 513,000 | 599,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 235,000 | 393,000 | 513,000 | 599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,454,000 | 5,487,000 | 5,510,000 | 5,322,000 |
| Total capital | 5,760,000 | 5,791,000 | 5,811,000 | 5,625,000 |
| Risk-weighted assets | 35,181,000 | 38,048,000 | 38,623,000 | 41,591,000 |