Call reports 2020
STATE BANK OF LAKOTA — 2020
What STATE BANK OF LAKOTA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 54,650,000 | 55,816,000 | 57,694,000 | 63,412,000 |
| Total loans | 34,461,000 | 36,325,000 | 35,310,000 | 31,559,000 |
| Allowance for loan losses | 303,000 | 315,000 | 315,000 | 302,000 |
| Securities available for sale | 4,015,000 | 3,010,000 | 2,991,000 | 2,497,000 |
| Securities held to maturity | 3,807,000 | 4,798,000 | 4,792,000 | 6,041,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,177,000 | 50,268,000 | 52,064,000 | 58,158,000 |
| Interest-bearing deposits | 35,908,000 | 36,351,000 | 37,704,000 | 40,276,000 |
| Noninterest-bearing deposits | 13,269,000 | 13,917,000 | 14,360,000 | 17,882,000 |
| Equity capital | 5,338,000 | 5,356,000 | 5,365,000 | 5,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 545,000 | 1,086,000 | 1,616,000 | 2,097,000 |
| Interest expense | 74,000 | 142,000 | 197,000 | 256,000 |
| Net interest income | 471,000 | 944,000 | 1,419,000 | 1,841,000 |
| Noninterest income | 14,000 | 32,000 | 45,000 | 60,000 |
| Noninterest expense | 281,000 | 613,000 | 948,000 | 1,242,000 |
| Provision for loan losses | 10,000 | 22,000 | 22,000 | 22,000 |
| Pretax income | 202,000 | 349,000 | 502,000 | 650,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 202,000 | 349,000 | 502,000 | 650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,325,000 | 5,347,000 | 5,375,000 | 5,223,000 |
| Total capital | 5,628,000 | — | 5,690,000 | — |
| Risk-weighted assets | 36,155,000 | — | 37,340,000 | — |