Call reports 2019
STATE BANK OF LAKOTA — 2019
What STATE BANK OF LAKOTA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 47,594,000 | 47,187,000 | 49,880,000 | 52,368,000 |
| Total loans | 32,712,000 | 35,530,000 | 38,419,000 | 37,131,000 |
| Allowance for loan losses | 268,000 | 287,000 | 290,000 | 300,000 |
| Securities available for sale | 4,710,000 | 3,993,000 | 3,244,000 | 3,738,000 |
| Securities held to maturity | 6,668,000 | 6,417,000 | 3,848,000 | 4,420,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,314,000 | 41,795,000 | 44,307,000 | 47,206,000 |
| Interest-bearing deposits | 33,271,000 | 32,284,000 | 33,645,000 | 35,794,000 |
| Noninterest-bearing deposits | 9,043,000 | 9,511,000 | 10,662,000 | 11,412,000 |
| Equity capital | 5,160,000 | 5,208,000 | 5,290,000 | 5,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 525,000 | 1,068,000 | 1,643,000 | 2,244,000 |
| Interest expense | 57,000 | 121,000 | 191,000 | 262,000 |
| Net interest income | 468,000 | 947,000 | 1,452,000 | 1,982,000 |
| Noninterest income | 17,000 | 37,000 | 58,000 | 80,000 |
| Noninterest expense | 266,000 | 579,000 | 910,000 | 1,323,000 |
| Provision for loan losses | 10,000 | 30,000 | 45,000 | 50,000 |
| Pretax income | 209,000 | 375,000 | 557,000 | 691,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 209,000 | 375,000 | 557,000 | 691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,191,000 | 5,206,000 | 5,288,000 | 5,123,000 |
| Total capital | 5,459,000 | 5,493,000 | 5,578,000 | 5,423,000 |
| Risk-weighted assets | 33,836,000 | 35,993,000 | 37,588,000 | 37,003,000 |