Call reports 2018
STATE BANK OF LAKOTA — 2018
What STATE BANK OF LAKOTA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 48,763,000 | 49,610,000 | 48,422,000 | 49,955,000 |
| Total loans | 29,735,000 | 34,013,000 | 35,654,000 | 35,630,000 |
| Allowance for loan losses | 265,000 | 264,000 | 266,000 | 265,000 |
| Securities available for sale | 5,145,000 | 5,127,000 | 4,105,000 | 4,674,000 |
| Securities held to maturity | 6,918,000 | 6,917,000 | 6,917,000 | 6,918,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,794,000 | 44,552,000 | 43,171,000 | 45,014,000 |
| Interest-bearing deposits | 33,546,000 | 32,939,000 | 32,360,000 | 32,604,000 |
| Noninterest-bearing deposits | 10,248,000 | 11,613,000 | 10,811,000 | 12,410,000 |
| Equity capital | 4,868,000 | 4,900,000 | 4,997,000 | 4,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 465,000 | 954,000 | 1,484,000 | 2,032,000 |
| Interest expense | 36,000 | 73,000 | 117,000 | 167,000 |
| Net interest income | 429,000 | 881,000 | 1,367,000 | 1,865,000 |
| Noninterest income | 23,000 | 40,000 | 83,000 | 112,000 |
| Noninterest expense | 280,000 | 560,000 | 848,000 | 1,242,000 |
| Provision for loan losses | 0 | 15,000 | 35,000 | 45,000 |
| Pretax income | 172,000 | 346,000 | 567,000 | 690,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 172,000 | 346,000 | 567,000 | 690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,964,000 | 5,013,000 | 5,133,000 | 4,982,000 |
| Total capital | 5,229,000 | 5,277,000 | 5,399,000 | 5,247,000 |
| Risk-weighted assets | 30,835,000 | 33,632,000 | 35,268,000 | 35,628,000 |