Call reports 2017
STATE BANK OF LAKOTA — 2017
What STATE BANK OF LAKOTA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 46,818,000 | 45,966,000 | 46,954,000 | 57,619,000 |
| Total loans | 28,014,000 | 32,294,000 | 34,791,000 | 33,105,000 |
| Allowance for loan losses | 223,000 | 265,000 | 272,000 | 269,000 |
| Securities available for sale | 4,688,000 | 4,452,000 | 4,193,000 | 4,171,000 |
| Securities held to maturity | 5,169,000 | 5,919,000 | 5,919,000 | 6,417,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,920,000 | 41,010,000 | 41,801,000 | 52,888,000 |
| Interest-bearing deposits | 31,583,000 | 30,526,000 | 32,748,000 | 33,471,000 |
| Noninterest-bearing deposits | 10,337,000 | 10,484,000 | 9,053,000 | 19,417,000 |
| Equity capital | 4,815,000 | 4,825,000 | 4,948,000 | 4,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 426,000 | 882,000 | 1,373,000 | 1,882,000 |
| Interest expense | 25,000 | 52,000 | 84,000 | 115,000 |
| Net interest income | 401,000 | 830,000 | 1,289,000 | 1,767,000 |
| Noninterest income | 20,000 | 40,000 | 60,000 | 85,000 |
| Noninterest expense | 240,000 | 523,000 | 780,000 | 1,211,000 |
| Provision for loan losses | 0 | 45,000 | 45,000 | 45,000 |
| Pretax income | 181,000 | 302,000 | 524,000 | 596,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 181,000 | 302,000 | 524,000 | 596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,877,000 | 4,873,000 | 4,995,000 | 4,792,000 |
| Total capital | 5,100,000 | 5,138,000 | 5,267,000 | 5,061,000 |
| Risk-weighted assets | 30,537,000 | 32,248,000 | 33,538,000 | 34,424,000 |