Call reports 2012
STATE BANK OF LAKOTA — 2012
What STATE BANK OF LAKOTA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 48,095,000 | 46,899,000 | 52,516,000 | 56,147,000 |
| Total loans | 21,404,000 | 24,624,000 | 24,753,000 | 22,720,000 |
| Allowance for loan losses | 122,000 | 136,000 | 139,000 | 125,000 |
| Securities available for sale | 8,230,000 | 8,360,000 | 8,264,000 | 7,398,000 |
| Securities held to maturity | 7,750,000 | 5,246,000 | 4,996,000 | 4,748,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,433,000 | 42,174,000 | 47,659,000 | 51,596,000 |
| Interest-bearing deposits | 34,604,000 | 33,115,000 | 32,277,000 | 32,855,000 |
| Noninterest-bearing deposits | 8,829,000 | 9,059,000 | 15,382,000 | 18,741,000 |
| Equity capital | 4,516,000 | 4,542,000 | 4,597,000 | 4,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 401,000 | 817,000 | 1,246,000 | 1,626,000 |
| Interest expense | 40,000 | 76,000 | 109,000 | 140,000 |
| Net interest income | 361,000 | 741,000 | 1,137,000 | 1,486,000 |
| Noninterest income | 13,000 | 40,000 | 60,000 | 95,000 |
| Noninterest expense | 220,000 | 469,000 | 739,000 | 1,048,000 |
| Provision for loan losses | 5,000 | 20,000 | 20,000 | 23,000 |
| Pretax income | 124,000 | 257,000 | 403,000 | 477,000 |
| Income tax | 0 | 12,000 | 30,000 | 37,000 |
| Net income | 124,000 | 245,000 | 373,000 | 440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,378,000 | 4,419,000 | 4,468,000 | 4,355,000 |
| Total capital | 4,500,000 | 4,555,000 | 4,607,000 | 4,480,000 |
| Risk-weighted assets | 25,261,000 | 27,474,000 | 28,771,000 | 27,750,000 |