Call reports 2014
PATRIOT BANK — 2014
What PATRIOT BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Total assets | 55,933,000 | 53,946,000 |
| Total loans | 20,689,000 | 21,270,000 |
| Allowance for loan losses | 774,000 | 773,000 |
| Securities available for sale | 23,741,000 | 23,420,000 |
| Securities held to maturity | 200,000 | 200,000 |
| Trading assets | 0 | 0 |
| Total deposits | 52,126,000 | 49,475,000 |
| Interest-bearing deposits | 50,796,000 | 45,645,000 |
| Noninterest-bearing deposits | 1,330,000 | 3,830,000 |
| Equity capital | 2,272,000 | 2,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Interest income | 434,000 | 858,000 |
| Interest expense | 49,000 | 97,000 |
| Net interest income | 385,000 | 761,000 |
| Noninterest income | 96,000 | 304,000 |
| Noninterest expense | 499,000 | 1,028,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -18,000 | 37,000 |
| Income tax | -2,000 | 4,000 |
| Net income | -16,000 | 33,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Tier 1 capital | 2,564,000 | 2,842,000 |
| Total capital | 2,926,000 | 3,163,000 |
| Risk-weighted assets | 28,617,000 | 25,387,000 |