Call reports 2013
PATRIOT BANK — 2013
What PATRIOT BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 58,159,000 | 56,540,000 | 52,957,000 | 56,059,000 |
| Total loans | 22,348,000 | 23,316,000 | 23,387,000 | 21,776,000 |
| Allowance for loan losses | 639,000 | 639,000 | 640,000 | 773,000 |
| Securities available for sale | 21,385,000 | 21,399,000 | 19,756,000 | 19,210,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,886,000 | 51,937,000 | 49,822,000 | 53,228,000 |
| Interest-bearing deposits | 50,987,000 | 48,769,000 | 46,288,000 | 48,237,000 |
| Noninterest-bearing deposits | 2,899,000 | 3,168,000 | 3,534,000 | 4,991,000 |
| Equity capital | 2,970,000 | 2,126,000 | 1,975,000 | 1,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 477,000 | 954,000 | 1,431,000 | 2,105,000 |
| Interest expense | 64,000 | 120,000 | 176,000 | 226,000 |
| Net interest income | 413,000 | 834,000 | 1,255,000 | 1,879,000 |
| Noninterest income | 123,000 | 248,000 | 364,000 | 243,000 |
| Noninterest expense | 573,000 | 1,131,000 | 1,674,000 | 2,185,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 102,000 | 90,000 | 95,000 | 87,000 |
| Income tax | 5,000 | 3,000 | 3,000 | 1,000 |
| Net income | 97,000 | 87,000 | 92,000 | 86,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,621,000 | 2,610,000 | 2,744,000 | 2,560,000 |
| Total capital | 2,972,000 | 2,966,000 | 3,109,000 | 2,908,000 |
| Risk-weighted assets | 28,084,000 | 28,507,000 | 29,191,000 | 27,653,000 |