Call reports 2012
PATRIOT BANK — 2012
What PATRIOT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 59,815,000 | 59,821,000 | 56,505,000 | 61,944,000 |
| Total loans | 22,654,000 | 24,051,000 | 23,859,000 | 24,337,000 |
| Allowance for loan losses | 655,000 | 652,000 | 653,000 | 654,000 |
| Securities available for sale | 20,016,000 | 20,741,000 | 20,318,000 | 24,055,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,722,000 | 54,456,000 | 51,699,000 | 57,514,000 |
| Interest-bearing deposits | 51,935,000 | 51,047,000 | 48,192,000 | 53,301,000 |
| Noninterest-bearing deposits | 2,787,000 | 3,409,000 | 3,507,000 | 4,213,000 |
| Equity capital | 3,635,000 | 3,768,000 | 3,740,000 | 3,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 528,000 | 1,035,000 | 1,529,000 | 2,013,000 |
| Interest expense | 89,000 | 175,000 | 253,000 | 328,000 |
| Net interest income | 439,000 | 860,000 | 1,276,000 | 1,685,000 |
| Noninterest income | 76,000 | 262,000 | 325,000 | 84,000 |
| Noninterest expense | 623,000 | 1,195,000 | 1,799,000 | 2,368,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -108,000 | -73,000 | -198,000 | -599,000 |
| Income tax | -6,000 | -7,000 | -14,000 | -26,000 |
| Net income | -102,000 | -66,000 | -184,000 | -573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,012,000 | 3,046,000 | 2,920,000 | 2,521,000 |
| Total capital | 3,388,000 | 3,432,000 | 3,294,000 | 2,905,000 |
| Risk-weighted assets | 30,064,000 | 30,855,000 | 29,892,000 | 30,568,000 |