Call reports 2011
PATRIOT BANK — 2011
What PATRIOT BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 57,538,000 | 59,872,000 | 58,159,000 | 61,071,000 |
| Total loans | 32,229,000 | 31,162,000 | 29,409,000 | 25,355,000 |
| Allowance for loan losses | 924,000 | 929,000 | 927,000 | 704,000 |
| Securities available for sale | 9,936,000 | 13,850,000 | 14,370,000 | 18,702,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,321,000 | 54,526,000 | 52,901,000 | 56,151,000 |
| Interest-bearing deposits | 49,249,000 | 51,329,000 | 49,500,000 | 51,405,000 |
| Noninterest-bearing deposits | 3,072,000 | 3,197,000 | 3,401,000 | 4,746,000 |
| Equity capital | 3,688,000 | 3,902,000 | 3,872,000 | 3,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 642,000 | 1,262,000 | 1,846,000 | 2,423,000 |
| Interest expense | 119,000 | 220,000 | 326,000 | 428,000 |
| Net interest income | 523,000 | 1,042,000 | 1,520,000 | 1,995,000 |
| Noninterest income | -354,000 | -230,000 | -228,000 | -250,000 |
| Noninterest expense | 709,000 | 1,339,000 | 1,954,000 | 2,593,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -540,000 | -527,000 | -662,000 | -848,000 |
| Income tax | -28,000 | -28,000 | -35,000 | -46,000 |
| Net income | -512,000 | -499,000 | -627,000 | -802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,420,000 | 3,435,000 | 3,304,000 | 3,119,000 |
| Total capital | 3,876,000 | 3,889,000 | 3,737,000 | 3,518,000 |
| Risk-weighted assets | 36,405,000 | 36,321,000 | 34,652,000 | 31,921,000 |