Call reports 2010
PATRIOT BANK — 2010
What PATRIOT BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 68,141,000 | 65,715,000 | 60,834,000 | 62,289,000 |
| Total loans | 45,686,000 | 41,166,000 | 38,360,000 | 35,655,000 |
| Allowance for loan losses | 1,202,000 | 853,000 | 892,000 | 894,000 |
| Securities available for sale | 9,078,000 | 6,783,000 | 8,371,000 | 10,035,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,256,000 | 59,000,000 | 54,943,000 | 56,782,000 |
| Interest-bearing deposits | 57,761,000 | 55,591,000 | 51,360,000 | 52,391,000 |
| Noninterest-bearing deposits | 3,495,000 | 3,409,000 | 3,583,000 | 4,391,000 |
| Equity capital | 5,479,000 | 4,780,000 | 4,527,000 | 4,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 847,000 | 1,616,000 | 2,341,000 | 3,037,000 |
| Interest expense | 215,000 | 399,000 | 562,000 | 709,000 |
| Net interest income | 632,000 | 1,217,000 | 1,779,000 | 2,328,000 |
| Noninterest income | 869,000 | 751,000 | 701,000 | 739,000 |
| Noninterest expense | 797,000 | 1,558,000 | 2,386,000 | 3,119,000 |
| Provision for loan losses | 858,000 | 1,381,000 | 1,381,000 | 1,381,000 |
| Pretax income | -154,000 | -903,000 | -1,219,000 | -1,365,000 |
| Income tax | -5,000 | -46,000 | -61,000 | -71,000 |
| Net income | -149,000 | -857,000 | -1,158,000 | -1,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,226,000 | 4,520,000 | 4,222,000 | 3,960,000 |
| Total capital | 5,822,000 | 5,082,000 | 4,743,000 | 4,465,000 |
| Risk-weighted assets | 47,548,000 | 45,019,000 | 41,641,000 | 40,431,000 |