Call reports 2005
PATRIOT BANK — 2005
What PATRIOT BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 80,804,000 | 84,115,000 | 82,418,000 | 82,582,000 |
| Total loans | 55,484,000 | 60,105,000 | 60,046,000 | 60,488,000 |
| Allowance for loan losses | 398,000 | 375,000 | 436,000 | 426,000 |
| Securities available for sale | 7,338,000 | 6,506,000 | 6,150,000 | 5,935,000 |
| Securities held to maturity | 5,701,000 | 4,749,000 | 4,043,000 | 4,042,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,483,000 | 71,275,000 | 70,236,000 | 75,007,000 |
| Interest-bearing deposits | 64,270,000 | 68,381,000 | 66,915,000 | 71,039,000 |
| Noninterest-bearing deposits | 3,213,000 | 2,894,000 | 3,321,000 | 3,968,000 |
| Equity capital | 6,700,000 | 6,910,000 | 6,939,000 | 7,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,032,000 | 2,169,000 | 3,383,000 | 4,612,000 |
| Interest expense | 262,000 | 583,000 | 993,000 | 1,403,000 |
| Net interest income | 770,000 | 1,586,000 | 2,390,000 | 3,209,000 |
| Noninterest income | 235,000 | 430,000 | 582,000 | 801,000 |
| Noninterest expense | 810,000 | 1,631,000 | 2,333,000 | 3,182,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 195,000 | 385,000 | 639,000 | 828,000 |
| Income tax | 61,000 | 92,000 | 180,000 | 224,000 |
| Net income | 134,000 | 293,000 | 459,000 | 604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,375,000 | 6,546,000 | 6,612,000 | 6,768,000 |
| Total capital | 6,773,000 | 6,921,000 | 7,048,000 | 7,194,000 |
| Risk-weighted assets | 61,312,000 | 65,956,000 | 64,919,000 | 64,413,000 |
Machine access — free, no API key
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