Call reports 2013
FIRST NATIONAL BANK OF SMITH CENTER, THE — 2013
What FIRST NATIONAL BANK OF SMITH CENTER, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 48,646,000 | 49,102,000 | 46,144,000 | 49,857,000 |
| Total loans | 14,959,000 | 16,328,000 | 17,556,000 | 17,209,000 |
| Allowance for loan losses | 144,000 | 145,000 | 148,000 | 125,000 |
| Securities available for sale | 6,984,000 | 6,857,000 | 5,287,000 | 13,346,000 |
| Securities held to maturity | 13,420,000 | 13,699,000 | 13,158,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,994,000 | 43,889,000 | 41,492,000 | 45,302,000 |
| Interest-bearing deposits | 34,093,000 | 33,163,000 | 31,527,000 | 30,257,000 |
| Noninterest-bearing deposits | 9,901,000 | 10,726,000 | 9,965,000 | 15,045,000 |
| Equity capital | 4,615,000 | 4,578,000 | 4,620,000 | 4,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 353,000 | 702,000 | 1,058,000 | 1,379,000 |
| Interest expense | 41,000 | 82,000 | 121,000 | 156,000 |
| Net interest income | 312,000 | 620,000 | 937,000 | 1,223,000 |
| Noninterest income | -28,000 | -1,000 | 52,000 | 57,000 |
| Noninterest expense | 267,000 | 535,000 | 822,000 | 1,265,000 |
| Provision for loan losses | -53,000 | -53,000 | -53,000 | -53,000 |
| Pretax income | 70,000 | 137,000 | 320,000 | 289,000 |
| Income tax | 0 | 0 | 0 | 14,000 |
| Net income | 70,000 | 137,000 | 320,000 | 275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,363,000 | 4,431,000 | 4,613,000 | 4,518,000 |
| Total capital | 4,507,000 | 4,576,000 | 4,761,000 | 4,643,000 |
| Risk-weighted assets | 22,769,000 | 23,693,000 | 24,122,000 | 24,654,000 |