Call reports 2007
FIRST NATIONAL BANK OF SMITH CENTER, THE — 2007
What FIRST NATIONAL BANK OF SMITH CENTER, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 34,722,000 | 34,426,000 | 35,497,000 | 36,521,000 |
| Total loans | 16,865,000 | 18,052,000 | 18,081,000 | 19,914,000 |
| Allowance for loan losses | 185,000 | 185,000 | 185,000 | 185,000 |
| Securities available for sale | 4,962,000 | 4,753,000 | 5,189,000 | 4,690,000 |
| Securities held to maturity | 7,669,000 | 7,610,000 | 8,433,000 | 7,463,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,493,000 | 30,198,000 | 30,581,000 | 32,247,000 |
| Interest-bearing deposits | 26,123,000 | 26,229,000 | 26,133,000 | 27,442,000 |
| Noninterest-bearing deposits | 4,370,000 | 3,969,000 | 4,448,000 | 4,805,000 |
| Equity capital | 4,111,000 | 4,093,000 | 4,220,000 | 4,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 501,000 | 1,018,000 | 1,551,000 | 2,098,000 |
| Interest expense | 165,000 | 345,000 | 531,000 | 721,000 |
| Net interest income | 336,000 | 673,000 | 1,020,000 | 1,377,000 |
| Noninterest income | 28,000 | 62,000 | 96,000 | 127,000 |
| Noninterest expense | 301,000 | 581,000 | 863,000 | 1,154,000 |
| Provision for loan losses | -79,000 | -79,000 | -79,000 | -79,000 |
| Pretax income | 142,000 | 233,000 | 332,000 | 429,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 13,000 |
| Net income | 139,000 | 227,000 | 323,000 | 416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,144,000 | 4,132,000 | 4,228,000 | 4,172,000 |
| Total capital | 4,329,000 | 4,317,000 | 4,413,000 | 4,357,000 |
| Risk-weighted assets | 22,576,000 | 23,523,000 | 24,352,000 | 25,852,000 |
Machine access — free, no API key
Every figure shown here about FIRST NATIONAL BANK OF SMITH CENTER, THE — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.