Call reports 2025
PLUMAS BANK — 2025
What PLUMAS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,632,802,000 | 1,628,187,000 | 2,229,142,000 | 2,238,358,000 |
| Total loans | 1,013,970,000 | 1,021,082,000 | 1,499,979,000 | 1,515,793,000 |
| Allowance for loan losses | 13,319,000 | 14,209,000 | 19,564,000 | 19,959,000 |
| Securities available for sale | 447,293,000 | 439,676,000 | 484,686,000 | 476,595,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,385,916,000 | 1,380,747,000 | 1,833,655,000 | 1,819,010,000 |
| Interest-bearing deposits | 696,600,000 | 698,741,000 | 957,451,000 | 960,618,000 |
| Noninterest-bearing deposits | 689,316,000 | 682,006,000 | 876,204,000 | 858,392,000 |
| Equity capital | 189,561,000 | 194,254,000 | 258,528,000 | 272,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 20,766,000 | 41,554,000 | 71,592,000 | 102,466,000 |
| Interest expense | 1,907,000 | 4,210,000 | 8,461,000 | 12,865,000 |
| Net interest income | 18,859,000 | 37,344,000 | 63,131,000 | 89,601,000 |
| Noninterest income | 2,999,000 | 5,182,000 | 7,695,000 | 15,514,000 |
| Noninterest expense | 11,279,000 | 22,122,000 | 36,991,000 | 51,000,000 |
| Provision for loan losses | 250,000 | 1,150,000 | 6,134,000 | 6,890,000 |
| Pretax income | 10,329,000 | 19,297,000 | 26,726,000 | 41,200,000 |
| Income tax | 2,947,000 | 5,386,000 | 7,333,000 | 10,491,000 |
| Net income | 7,382,000 | 13,911,000 | 19,393,000 | 30,709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 204,310,000 | 208,487,000 | 238,755,000 | 247,747,000 |
| Total capital | 218,249,000 | 223,029,000 | 259,289,000 | 268,286,000 |
| Risk-weighted assets | 1,149,272,000 | 1,163,113,000 | 1,673,790,000 | 1,672,566,000 |