Call reports 2024
PLUMAS BANK — 2024
What PLUMAS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,639,663,000 | 1,641,605,000 | 1,663,528,000 | 1,622,958,000 |
| Total loans | 979,298,000 | 1,000,599,000 | 1,006,676,000 | 1,018,571,000 |
| Allowance for loan losses | 13,157,000 | 14,082,000 | 13,606,000 | 13,196,000 |
| Securities available for sale | 447,445,000 | 445,132,000 | 456,720,000 | 437,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,309,215,000 | 1,315,149,000 | 1,362,188,000 | 1,383,361,000 |
| Interest-bearing deposits | 633,713,000 | 633,935,000 | 647,990,000 | 671,699,000 |
| Noninterest-bearing deposits | 675,502,000 | 681,214,000 | 714,198,000 | 711,662,000 |
| Equity capital | 166,684,000 | 169,617,000 | 185,651,000 | 180,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 20,201,000 | 41,520,000 | 63,538,000 | 84,973,000 |
| Interest expense | 2,418,000 | 5,011,000 | 7,839,000 | 9,994,000 |
| Net interest income | 17,783,000 | 36,509,000 | 55,699,000 | 74,979,000 |
| Noninterest income | 21,767,000 | 23,792,000 | 25,796,000 | 27,716,000 |
| Noninterest expense | 10,209,000 | 20,389,000 | 30,984,000 | 41,418,000 |
| Provision for loan losses | 900,000 | 1,825,000 | 1,475,000 | 1,375,000 |
| Pretax income | 8,694,000 | 18,340,000 | 29,348,000 | 40,264,000 |
| Income tax | 2,259,000 | 4,866,000 | 7,820,000 | 10,802,000 |
| Net income | 6,435,000 | 13,474,000 | 21,528,000 | 29,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 183,278,000 | 187,987,000 | 193,710,000 | 199,308,000 |
| Total capital | 197,155,000 | 202,359,000 | 207,986,000 | 213,124,000 |
| Risk-weighted assets | 1,135,328,000 | 1,149,321,000 | 1,144,032,000 | 1,155,140,000 |