Call reports 2023
PLUMAS BANK — 2023
What PLUMAS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,578,697,000 | 1,573,138,000 | 1,573,008,000 | 1,610,160,000 |
| Total loans | 918,352,000 | 938,435,000 | 961,666,000 | 961,471,000 |
| Allowance for loan losses | 12,330,000 | 13,385,000 | 12,947,000 | 12,867,000 |
| Securities available for sale | 484,416,000 | 468,920,000 | 438,265,000 | 489,181,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,409,311,000 | 1,398,197,000 | 1,405,938,000 | 1,337,264,000 |
| Interest-bearing deposits | 664,991,000 | 678,722,000 | 665,804,000 | 640,887,000 |
| Noninterest-bearing deposits | 744,320,000 | 719,475,000 | 740,134,000 | 696,377,000 |
| Equity capital | 136,551,000 | 135,833,000 | 126,711,000 | 153,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 17,912,000 | 36,241,000 | 55,420,000 | 75,112,000 |
| Interest expense | 470,000 | 1,340,000 | 2,529,000 | 4,288,000 |
| Net interest income | 17,442,000 | 34,901,000 | 52,891,000 | 70,824,000 |
| Noninterest income | 2,077,000 | 4,116,000 | 6,283,000 | 8,465,000 |
| Noninterest expense | 9,044,000 | 17,992,000 | 27,326,000 | 36,982,000 |
| Provision for loan losses | 1,250,000 | 2,550,000 | 2,425,000 | 2,575,000 |
| Pretax income | 8,950,000 | 18,150,000 | 29,173,000 | 39,532,000 |
| Income tax | 2,292,000 | 4,685,000 | 7,601,000 | 10,286,000 |
| Net income | 6,658,000 | 13,465,000 | 21,572,000 | 29,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 162,134,000 | 167,106,000 | 173,377,000 | 179,194,000 |
| Total capital | 175,338,000 | 181,052,000 | 187,173,000 | 192,860,000 |
| Risk-weighted assets | 1,092,853,000 | 1,115,348,000 | 1,148,235,000 | 1,139,874,000 |