Call reports 2022
PLUMAS BANK — 2022
What PLUMAS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,620,399,000 | 1,618,717,000 | 1,650,760,000 | 1,618,881,000 |
| Total loans | 854,531,000 | 868,991,000 | 861,057,000 | 916,986,000 |
| Allowance for loan losses | 10,402,000 | 10,919,000 | 10,920,000 | 10,717,000 |
| Securities available for sale | 316,188,000 | 365,189,000 | 383,178,000 | 444,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,468,507,000 | 1,473,637,000 | 1,512,147,000 | 1,458,773,000 |
| Interest-bearing deposits | 715,412,000 | 707,695,000 | 715,316,000 | 691,260,000 |
| Noninterest-bearing deposits | 753,095,000 | 765,942,000 | 796,831,000 | 767,513,000 |
| Equity capital | 131,052,000 | 123,859,000 | 113,820,000 | 126,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 12,402,000 | 26,223,000 | 42,322,000 | 60,153,000 |
| Interest expense | 195,000 | 379,000 | 564,000 | 828,000 |
| Net interest income | 12,207,000 | 25,844,000 | 41,758,000 | 59,325,000 |
| Noninterest income | 3,529,000 | 6,069,000 | 8,508,000 | 10,535,000 |
| Noninterest expense | 7,536,000 | 15,439,000 | 23,499,000 | 31,990,000 |
| Provision for loan losses | 300,000 | 700,000 | 1,000,000 | 1,300,000 |
| Pretax income | 7,900,000 | 15,774,000 | 25,767,000 | 36,570,000 |
| Income tax | 2,060,000 | 4,115,000 | 6,724,000 | 9,530,000 |
| Net income | 5,840,000 | 11,659,000 | 19,043,000 | 27,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 138,803,000 | 143,705,000 | 150,194,000 | 157,360,000 |
| Total capital | 149,546,000 | 154,965,000 | 161,455,000 | 168,418,000 |
| Risk-weighted assets | 937,320,000 | 999,660,000 | 1,012,284,000 | 1,071,516,000 |