Call reports 2020
PLUMAS BANK — 2020
What PLUMAS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 878,805,000 | 1,035,723,000 | 1,114,796,000 | 1,110,597,000 |
| Total loans | 627,291,000 | 741,030,000 | 747,250,000 | 710,697,000 |
| Allowance for loan losses | 7,804,000 | 8,835,000 | 9,600,000 | 9,902,000 |
| Securities available for sale | 159,247,000 | 153,713,000 | 158,002,000 | 179,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 763,188,000 | 904,142,000 | 977,767,000 | 974,388,000 |
| Interest-bearing deposits | 426,511,000 | 474,095,000 | 515,178,000 | 457,292,000 |
| Noninterest-bearing deposits | 336,677,000 | 430,047,000 | 462,589,000 | 517,096,000 |
| Equity capital | 99,489,000 | 102,054,000 | 104,958,000 | 109,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 9,679,000 | 19,167,000 | 29,026,000 | 39,850,000 |
| Interest expense | 262,000 | 463,000 | 655,000 | 842,000 |
| Net interest income | 9,417,000 | 18,704,000 | 28,371,000 | 39,008,000 |
| Noninterest income | 2,118,000 | 3,981,000 | 6,061,000 | 8,162,000 |
| Noninterest expense | 6,011,000 | 11,316,000 | 17,003,000 | 23,300,000 |
| Provision for loan losses | 750,000 | 2,000,000 | 2,800,000 | 3,175,000 |
| Pretax income | 4,774,000 | 9,369,000 | 14,629,000 | 20,695,000 |
| Income tax | 1,307,000 | 2,573,000 | 4,023,000 | 5,697,000 |
| Net income | 3,467,000 | 6,796,000 | 10,606,000 | 14,998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,849,000 | 96,445,000 | 99,521,000 | 103,361,000 |
| Total capital | 101,903,000 | 105,101,000 | 108,409,000 | 112,486,000 |
| Risk-weighted assets | 689,524,000 | 692,014,000 | 710,085,000 | 729,036,000 |