Call reports 2019
PLUMAS BANK — 2019
What PLUMAS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 830,683,000 | 838,610,000 | 887,915,000 | 864,533,000 |
| Total loans | 576,845,000 | 595,658,000 | 605,227,000 | 623,279,000 |
| Allowance for loan losses | 7,067,000 | 7,058,000 | 7,226,000 | 7,243,000 |
| Securities available for sale | 173,227,000 | 173,692,000 | 169,516,000 | 159,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 731,271,000 | 737,714,000 | 776,574,000 | 747,834,000 |
| Interest-bearing deposits | 418,802,000 | 418,875,000 | 422,980,000 | 415,705,000 |
| Noninterest-bearing deposits | 312,469,000 | 318,839,000 | 353,594,000 | 332,129,000 |
| Equity capital | 82,001,000 | 86,219,000 | 91,084,000 | 93,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,946,000 | 19,622,000 | 29,690,000 | 39,606,000 |
| Interest expense | 301,000 | 625,000 | 933,000 | 1,217,000 |
| Net interest income | 9,645,000 | 18,997,000 | 28,757,000 | 38,389,000 |
| Noninterest income | 1,833,000 | 3,742,000 | 5,789,000 | 7,838,000 |
| Noninterest expense | 5,611,000 | 11,240,000 | 17,019,000 | 22,631,000 |
| Provision for loan losses | 400,000 | 600,000 | 900,000 | 1,500,000 |
| Pretax income | 5,467,000 | 10,919,000 | 16,647,000 | 22,210,000 |
| Income tax | 1,508,000 | 3,010,000 | 4,602,000 | 6,149,000 |
| Net income | 3,959,000 | 7,909,000 | 12,045,000 | 16,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,638,000 | 83,327,000 | 87,570,000 | 90,317,000 |
| Total capital | 87,955,000 | 90,635,000 | 95,046,000 | 97,810,000 |
| Risk-weighted assets | 652,297,000 | 666,686,000 | 675,185,000 | 690,285,000 |