Call reports 2016
PLUMAS BANK — 2016
What PLUMAS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 594,670,000 | 603,476,000 | 656,553,000 | 657,404,000 |
| Total loans | 411,111,000 | 433,109,000 | 448,876,000 | 463,129,000 |
| Allowance for loan losses | 6,198,000 | 6,430,000 | 6,477,000 | 6,549,000 |
| Securities available for sale | 99,633,000 | 99,426,000 | 100,618,000 | 101,595,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 525,785,000 | 535,235,000 | 581,847,000 | 582,634,000 |
| Interest-bearing deposits | 323,627,000 | 324,372,000 | 343,109,000 | 345,574,000 |
| Noninterest-bearing deposits | 202,158,000 | 210,863,000 | 238,738,000 | 237,060,000 |
| Equity capital | 58,825,000 | 58,197,000 | 60,142,000 | 59,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,065,000 | 12,211,000 | 18,646,000 | 25,428,000 |
| Interest expense | 133,000 | 264,000 | 400,000 | 542,000 |
| Net interest income | 5,932,000 | 11,947,000 | 18,246,000 | 24,886,000 |
| Noninterest income | 1,594,000 | 3,567,000 | 5,550,000 | 7,423,000 |
| Noninterest expense | 4,562,000 | 9,153,000 | 13,855,000 | 18,538,000 |
| Provision for loan losses | 200,000 | 400,000 | 600,000 | 800,000 |
| Pretax income | 2,732,000 | 5,929,000 | 9,309,000 | 12,939,000 |
| Income tax | 1,056,000 | 2,303,000 | 3,626,000 | 5,049,000 |
| Net income | 1,676,000 | 3,626,000 | 5,683,000 | 7,890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,788,000 | 56,709,000 | 58,796,000 | 60,521,000 |
| Total capital | 63,371,000 | 62,609,000 | 64,880,000 | 66,804,000 |
| Risk-weighted assets | 445,806,000 | 471,303,000 | 486,154,000 | 502,169,000 |