Call reports 2015
PLUMAS BANK — 2015
What PLUMAS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 553,317,000 | 557,087,000 | 606,360,000 | 598,734,000 |
| Total loans | 384,954,000 | 394,566,000 | 392,755,000 | 402,911,000 |
| Allowance for loan losses | 5,722,000 | 5,780,000 | 5,917,000 | 6,078,000 |
| Securities available for sale | 90,072,000 | 90,024,000 | 89,391,000 | 96,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 484,049,000 | 494,576,000 | 539,863,000 | 528,125,000 |
| Interest-bearing deposits | 299,692,000 | 302,436,000 | 325,348,000 | 318,233,000 |
| Noninterest-bearing deposits | 184,357,000 | 192,140,000 | 214,515,000 | 209,892,000 |
| Equity capital | 55,672,000 | 52,677,000 | 54,942,000 | 56,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,435,000 | 11,177,000 | 17,028,000 | 22,933,000 |
| Interest expense | 126,000 | 252,000 | 387,000 | 524,000 |
| Net interest income | 5,309,000 | 10,925,000 | 16,641,000 | 22,409,000 |
| Noninterest income | 2,086,000 | 3,597,000 | 5,639,000 | 7,508,000 |
| Noninterest expense | 4,794,000 | 9,193,000 | 13,853,000 | 18,426,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,100,000 |
| Pretax income | 2,331,000 | 4,759,000 | 7,548,000 | 10,412,000 |
| Income tax | 914,000 | 1,856,000 | 2,945,000 | 4,059,000 |
| Net income | 1,417,000 | 2,903,000 | 4,603,000 | 6,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,366,000 | 52,860,000 | 54,533,000 | 56,300,000 |
| Total capital | 60,645,000 | 58,254,000 | 59,935,000 | 61,839,000 |
| Risk-weighted assets | 421,722,000 | 430,943,000 | 431,501,000 | 442,403,000 |