Call reports 2014
PLUMAS BANK — 2014
What PLUMAS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 518,500,000 | 520,344,000 | 542,039,000 | 538,073,000 |
| Total loans | 346,646,000 | 357,912,000 | 364,421,000 | 372,238,000 |
| Allowance for loan losses | 5,715,000 | 5,358,000 | 5,251,000 | 5,451,000 |
| Securities available for sale | 88,830,000 | 90,768,000 | 84,304,000 | 90,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 455,477,000 | 457,129,000 | 472,779,000 | 468,519,000 |
| Interest-bearing deposits | 296,235,000 | 285,869,000 | 290,339,000 | 287,242,000 |
| Noninterest-bearing deposits | 159,242,000 | 171,260,000 | 182,440,000 | 181,277,000 |
| Equity capital | 51,072,000 | 53,013,000 | 51,813,000 | 53,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,058,000 | 10,260,000 | 15,622,000 | 21,334,000 |
| Interest expense | 135,000 | 267,000 | 394,000 | 523,000 |
| Net interest income | 4,923,000 | 9,993,000 | 15,228,000 | 20,811,000 |
| Noninterest income | 1,563,000 | 3,452,000 | 5,065,000 | 6,844,000 |
| Noninterest expense | 4,429,000 | 8,877,000 | 13,022,000 | 17,488,000 |
| Provision for loan losses | 150,000 | 450,000 | 750,000 | 1,100,000 |
| Pretax income | 1,907,000 | 4,118,000 | 6,649,000 | 9,195,000 |
| Income tax | 744,000 | 1,612,000 | 2,591,000 | 3,585,000 |
| Net income | 1,163,000 | 2,506,000 | 4,058,000 | 5,610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,919,000 | 53,282,000 | 52,353,000 | 53,925,000 |
| Total capital | 56,825,000 | 58,286,000 | 57,401,000 | 59,039,000 |
| Risk-weighted assets | 391,566,000 | 399,800,000 | 403,459,000 | 408,610,000 |