Call reports 2013
PLUMAS BANK — 2013
What PLUMAS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 476,475,000 | 491,494,000 | 523,749,000 | 514,676,000 |
| Total loans | 314,213,000 | 323,186,000 | 326,450,000 | 339,891,000 |
| Allowance for loan losses | 5,777,000 | 5,263,000 | 5,305,000 | 5,517,000 |
| Securities available for sale | 80,446,000 | 80,652,000 | 87,228,000 | 90,343,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 412,553,000 | 433,041,000 | 461,596,000 | 450,037,000 |
| Interest-bearing deposits | 278,801,000 | 287,052,000 | 293,908,000 | 286,623,000 |
| Noninterest-bearing deposits | 133,752,000 | 145,989,000 | 167,688,000 | 163,414,000 |
| Equity capital | 50,940,000 | 47,537,000 | 48,830,000 | 49,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,605,000 | 9,509,000 | 14,563,000 | 19,561,000 |
| Interest expense | 160,000 | 315,000 | 469,000 | 614,000 |
| Net interest income | 4,445,000 | 9,194,000 | 14,094,000 | 18,947,000 |
| Noninterest income | 1,576,000 | 2,984,000 | 4,601,000 | 6,179,000 |
| Noninterest expense | 4,195,000 | 8,167,000 | 12,569,000 | 16,950,000 |
| Provision for loan losses | 700,000 | 1,100,000 | 1,200,000 | 1,400,000 |
| Pretax income | 1,126,000 | 2,911,000 | 4,926,000 | 6,776,000 |
| Income tax | 409,000 | 1,097,000 | 1,893,000 | 2,606,000 |
| Net income | 717,000 | 1,814,000 | 3,033,000 | 4,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,960,000 | 47,747,000 | 49,602,000 | 50,748,000 |
| Total capital | 54,408,000 | 52,374,000 | 54,251,000 | 55,548,000 |
| Risk-weighted assets | 354,405,000 | 369,389,000 | 371,112,000 | 383,102,000 |