Call reports 2012
PLUMAS BANK — 2012
What PLUMAS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 459,055,000 | 454,598,000 | 468,799,000 | 476,468,000 |
| Total loans | 294,234,000 | 307,196,000 | 300,013,000 | 315,957,000 |
| Allowance for loan losses | 6,722,000 | 6,183,000 | 5,527,000 | 5,686,000 |
| Securities available for sale | 57,777,000 | 74,483,000 | 78,051,000 | 80,964,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 399,224,000 | 395,389,000 | 406,777,000 | 412,039,000 |
| Interest-bearing deposits | 273,929,000 | 267,025,000 | 269,203,000 | 267,916,000 |
| Noninterest-bearing deposits | 125,295,000 | 128,364,000 | 137,574,000 | 144,123,000 |
| Equity capital | 49,229,000 | 49,941,000 | 50,838,000 | 51,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,450,000 | 9,078,000 | 13,755,000 | 18,459,000 |
| Interest expense | 247,000 | 474,000 | 685,000 | 864,000 |
| Net interest income | 4,203,000 | 8,604,000 | 13,070,000 | 17,595,000 |
| Noninterest income | 1,218,000 | 2,361,000 | 3,947,000 | 5,320,000 |
| Noninterest expense | 4,390,000 | 8,620,000 | 12,893,000 | 17,373,000 |
| Provision for loan losses | 600,000 | 900,000 | 1,900,000 | 2,350,000 |
| Pretax income | 482,000 | 1,656,000 | 2,627,000 | 3,595,000 |
| Income tax | 180,000 | 634,000 | 969,000 | 1,307,000 |
| Net income | 302,000 | 1,022,000 | 1,658,000 | 2,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,976,000 | 47,340,000 | 48,738,000 | 49,662,000 |
| Total capital | 50,122,000 | 51,672,000 | 52,987,000 | 54,096,000 |
| Risk-weighted assets | 328,955,000 | 344,581,000 | 338,542,000 | 353,331,000 |