Call reports 2011
PLUMAS BANK — 2011
What PLUMAS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 468,768,000 | 452,669,000 | 471,859,000 | 454,262,000 |
| Total loans | 304,661,000 | 303,425,000 | 295,810,000 | 294,340,000 |
| Allowance for loan losses | 8,759,000 | 7,267,000 | 6,460,000 | 6,908,000 |
| Securities available for sale | 64,355,000 | 45,653,000 | 51,743,000 | 57,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 415,696,000 | 397,258,000 | 410,630,000 | 391,800,000 |
| Interest-bearing deposits | 304,135,000 | 284,630,000 | 279,636,000 | 265,210,000 |
| Noninterest-bearing deposits | 111,561,000 | 112,628,000 | 130,995,000 | 126,590,000 |
| Equity capital | 47,533,000 | 48,082,000 | 48,615,000 | 48,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,768,000 | 9,445,000 | 14,032,000 | 18,675,000 |
| Interest expense | 501,000 | 903,000 | 1,215,000 | 1,484,000 |
| Net interest income | 4,267,000 | 8,542,000 | 12,817,000 | 17,191,000 |
| Noninterest income | 2,233,000 | 2,856,000 | 4,267,000 | 5,319,000 |
| Noninterest expense | 4,588,000 | 9,131,000 | 13,706,000 | 17,925,000 |
| Provision for loan losses | 1,700,000 | 2,300,000 | 2,700,000 | 3,500,000 |
| Pretax income | 377,000 | 579,000 | 1,290,000 | 1,751,000 |
| Income tax | 85,000 | 112,000 | 378,000 | 507,000 |
| Net income | 292,000 | 467,000 | 912,000 | 1,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,522,000 | 43,750,000 | 44,429,000 | 45,073,000 |
| Total capital | 47,740,000 | 47,911,000 | 48,543,000 | 49,216,000 |
| Risk-weighted assets | 332,864,000 | 329,607,000 | 326,640,000 | 328,495,000 |