Call reports 2010
PLUMAS BANK — 2010
What PLUMAS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 509,166,000 | 505,061,000 | 489,514,000 | 483,409,000 |
| Total loans | 326,627,000 | 324,472,000 | 320,142,000 | 314,475,000 |
| Allowance for loan losses | 8,266,000 | 6,147,000 | 6,621,000 | 7,324,000 |
| Securities available for sale | 65,513,000 | 70,156,000 | 63,523,000 | 63,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 433,263,000 | 426,090,000 | 432,715,000 | 425,513,000 |
| Interest-bearing deposits | 326,975,000 | 317,834,000 | 313,657,000 | 313,085,000 |
| Noninterest-bearing deposits | 106,288,000 | 108,256,000 | 119,058,000 | 112,428,000 |
| Equity capital | 46,738,000 | 47,747,000 | 47,924,000 | 47,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,390,000 | 10,571,000 | 15,740,000 | 20,687,000 |
| Interest expense | 858,000 | 1,635,000 | 2,252,000 | 2,835,000 |
| Net interest income | 4,532,000 | 8,936,000 | 13,488,000 | 17,852,000 |
| Noninterest income | 1,172,000 | 3,735,000 | 5,379,000 | 6,986,000 |
| Noninterest expense | 4,531,000 | 9,528,000 | 14,179,000 | 18,592,000 |
| Provision for loan losses | 1,500,000 | 2,400,000 | 3,700,000 | 5,500,000 |
| Pretax income | 243,000 | 1,323,000 | 1,768,000 | 1,906,000 |
| Income tax | -14,000 | 408,000 | 575,000 | 614,000 |
| Net income | 257,000 | 915,000 | 1,193,000 | 1,292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,883,000 | 42,396,000 | 43,107,000 | 43,262,000 |
| Total capital | 45,528,000 | 46,930,000 | 47,484,000 | 47,540,000 |
| Risk-weighted assets | 367,790,000 | 360,990,000 | 347,791,000 | 339,034,000 |