Call reports 2025
COMMUNITY SAVINGS BANK — 2025
What COMMUNITY SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 408,191,000 | 409,742,000 | 412,234,000 | 409,469,000 |
| Total loans | 228,140,000 | 226,836,000 | 226,649,000 | 228,372,000 |
| Allowance for loan losses | 2,140,000 | 2,142,000 | 2,124,000 | 2,340,000 |
| Securities available for sale | 137,578,000 | 135,132,000 | 136,309,000 | 142,685,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,110,000 | 362,139,000 | 363,687,000 | 360,558,000 |
| Interest-bearing deposits | 357,558,000 | 355,691,000 | 356,258,000 | 355,465,000 |
| Noninterest-bearing deposits | 3,552,000 | 6,448,000 | 7,429,000 | 5,093,000 |
| Equity capital | 46,571,000 | 46,895,000 | 47,760,000 | 47,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,565,000 | 7,205,000 | 10,959,000 | 14,826,000 |
| Interest expense | 1,837,000 | 3,601,000 | 5,359,000 | 7,117,000 |
| Net interest income | 1,728,000 | 3,604,000 | 5,600,000 | 7,709,000 |
| Noninterest income | 120,000 | 262,000 | 379,000 | 504,000 |
| Noninterest expense | 2,661,000 | 5,254,000 | 7,856,000 | 10,526,000 |
| Provision for loan losses | 14,000 | 14,000 | 17,000 | 206,000 |
| Pretax income | -815,000 | -1,413,000 | -1,922,000 | -2,551,000 |
| Income tax | -182,000 | -319,000 | -437,000 | -562,000 |
| Net income | -633,000 | -1,094,000 | -1,485,000 | -1,989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,836,000 | 59,375,000 | 57,534,000 | 56,950,000 |