Call reports 2024
COMMUNITY SAVINGS BANK — 2024
What COMMUNITY SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 431,340,000 | 422,715,000 | 419,594,000 | 412,647,000 |
| Total loans | 219,082,000 | 224,313,000 | 226,161,000 | 228,290,000 |
| Allowance for loan losses | 2,084,000 | 2,112,000 | 2,122,000 | 2,123,000 |
| Securities available for sale | 151,146,000 | 149,410,000 | 152,779,000 | 142,806,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,117,000 | 361,465,000 | 360,698,000 | 366,587,000 |
| Interest-bearing deposits | 360,935,000 | 355,842,000 | 356,728,000 | 360,498,000 |
| Noninterest-bearing deposits | 4,182,000 | 5,623,000 | 3,970,000 | 6,089,000 |
| Equity capital | 45,419,000 | 45,209,000 | 48,214,000 | 45,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,557,000 | 7,188,000 | 10,739,000 | 14,306,000 |
| Interest expense | 2,011,000 | 4,074,000 | 6,224,000 | 8,299,000 |
| Net interest income | 1,546,000 | 3,114,000 | 4,515,000 | 6,007,000 |
| Noninterest income | 107,000 | 227,000 | 336,000 | 465,000 |
| Noninterest expense | 2,542,000 | 5,090,000 | 7,666,000 | 10,185,000 |
| Provision for loan losses | 0 | 28,000 | 59,000 | 59,000 |
| Pretax income | -889,000 | -1,774,000 | -2,868,000 | -3,760,000 |
| Income tax | -197,000 | -393,000 | -633,000 | -740,000 |
| Net income | -692,000 | -1,381,000 | -2,235,000 | -3,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,797,000 | 62,108,000 | 61,254,000 | 60,469,000 |