Call reports 2023
COMMUNITY SAVINGS BANK — 2023
What COMMUNITY SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 426,841,000 | 423,339,000 | 425,806,000 | 436,590,000 |
| Total loans | 222,182,000 | 223,430,000 | 223,796,000 | 220,369,000 |
| Allowance for loan losses | 2,157,000 | 2,157,000 | 2,158,000 | 2,085,000 |
| Securities available for sale | 167,729,000 | 163,742,000 | 158,748,000 | 161,307,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 368,110,000 | 366,398,000 | 371,033,000 | 368,754,000 |
| Interest-bearing deposits | 366,114,000 | 361,319,000 | 364,172,000 | 362,650,000 |
| Noninterest-bearing deposits | 1,996,000 | 5,079,000 | 6,861,000 | 6,104,000 |
| Equity capital | 48,428,000 | 46,945,000 | 44,712,000 | 46,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,119,000 | 6,295,000 | 9,540,000 | 12,924,000 |
| Interest expense | 858,000 | 2,030,000 | 3,430,000 | 5,167,000 |
| Net interest income | 2,261,000 | 4,265,000 | 6,110,000 | 7,757,000 |
| Noninterest income | 77,000 | 804,000 | 904,000 | 1,022,000 |
| Noninterest expense | 2,594,000 | 5,093,000 | 7,593,000 | 10,013,000 |
| Provision for loan losses | 0 | 0 | 0 | 16,000 |
| Pretax income | -256,000 | -24,000 | -579,000 | -1,250,000 |
| Income tax | -64,000 | -151,000 | -277,000 | -471,000 |
| Net income | -192,000 | 127,000 | -302,000 | -779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,076,000 | 64,396,000 | 63,967,000 | 63,489,000 |