Call reports 2022
COMMUNITY SAVINGS BANK — 2022
What COMMUNITY SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 450,166,000 | 445,137,000 | 438,758,000 | 430,502,000 |
| Total loans | 226,194,000 | 223,470,000 | 228,415,000 | 223,424,000 |
| Allowance for loan losses | 819,000 | 799,000 | 806,000 | 779,000 |
| Securities available for sale | 179,498,000 | 176,667,000 | 168,268,000 | 166,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 387,599,000 | 387,811,000 | 380,807,000 | 373,437,000 |
| Interest-bearing deposits | 383,471,000 | 382,316,000 | 373,892,000 | 367,457,000 |
| Noninterest-bearing deposits | 4,128,000 | 5,495,000 | 6,915,000 | 5,980,000 |
| Equity capital | 56,357,000 | 51,070,000 | 46,412,000 | 47,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,842,000 | 5,822,000 | 8,871,000 | 12,006,000 |
| Interest expense | 600,000 | 1,201,000 | 1,802,000 | 2,463,000 |
| Net interest income | 2,242,000 | 4,621,000 | 7,069,000 | 9,543,000 |
| Noninterest income | 66,000 | 214,000 | 297,000 | 403,000 |
| Noninterest expense | 2,595,000 | 5,118,000 | 7,758,000 | 10,356,000 |
| Provision for loan losses | -26,000 | -50,000 | -45,000 | -74,000 |
| Pretax income | -261,000 | -233,000 | -347,000 | -336,000 |
| Income tax | -49,000 | -57,000 | -89,000 | -93,000 |
| Net income | -212,000 | -176,000 | -258,000 | -243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,284,000 | 65,320,000 | 65,237,000 | 65,253,000 |