Call reports 2021
COMMUNITY SAVINGS BANK — 2021
What COMMUNITY SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 437,392,000 | 447,396,000 | 448,396,000 | 452,693,000 |
| Total loans | 229,839,000 | 235,960,000 | 234,652,000 | 226,367,000 |
| Allowance for loan losses | 916,000 | 922,000 | 906,000 | 845,000 |
| Securities available for sale | 159,560,000 | 160,510,000 | 171,017,000 | 174,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,890,000 | 376,045,000 | 377,387,000 | 382,876,000 |
| Interest-bearing deposits | 362,502,000 | 369,081,000 | 373,504,000 | 377,007,000 |
| Noninterest-bearing deposits | 3,388,000 | 6,964,000 | 3,883,000 | 5,869,000 |
| Equity capital | 64,594,000 | 64,672,000 | 64,432,000 | 63,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,899,000 | 5,793,000 | 8,664,000 | 11,504,000 |
| Interest expense | 682,000 | 1,334,000 | 1,981,000 | 2,609,000 |
| Net interest income | 2,217,000 | 4,459,000 | 6,683,000 | 8,895,000 |
| Noninterest income | 88,000 | 189,000 | 272,000 | 352,000 |
| Noninterest expense | 2,501,000 | 4,935,000 | 7,356,000 | 9,764,000 |
| Provision for loan losses | 0 | 4,000 | -13,000 | -78,000 |
| Pretax income | -169,000 | -175,000 | -220,000 | -271,000 |
| Income tax | -37,000 | -41,000 | -52,000 | -74,000 |
| Net income | -132,000 | -134,000 | -168,000 | -197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,560,000 | 65,559,000 | 65,524,000 | 65,496,000 |