Call reports 2020
COMMUNITY SAVINGS BANK — 2020
What COMMUNITY SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 403,571,000 | 422,812,000 | 425,591,000 | 433,303,000 |
| Total loans | 235,432,000 | 235,213,000 | 232,957,000 | 229,906,000 |
| Allowance for loan losses | 844,000 | 882,000 | 858,000 | 915,000 |
| Securities available for sale | 123,098,000 | 126,650,000 | 132,460,000 | 145,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,694,000 | 349,474,000 | 352,524,000 | 360,522,000 |
| Interest-bearing deposits | 331,974,000 | 344,471,000 | 349,224,000 | 355,586,000 |
| Noninterest-bearing deposits | 3,720,000 | 5,003,000 | 3,300,000 | 4,936,000 |
| Equity capital | 66,082,000 | 66,998,000 | 66,797,000 | 66,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,306,000 | 6,484,000 | 9,557,000 | 12,537,000 |
| Interest expense | 825,000 | 1,622,000 | 2,395,000 | 3,135,000 |
| Net interest income | 2,481,000 | 4,862,000 | 7,162,000 | 9,402,000 |
| Noninterest income | 68,000 | 144,000 | 213,000 | 292,000 |
| Noninterest expense | 2,412,000 | 4,824,000 | 7,201,000 | 9,791,000 |
| Provision for loan losses | 57,000 | 97,000 | 73,000 | 127,000 |
| Pretax income | 199,000 | 318,000 | 444,000 | 300,000 |
| Income tax | 41,000 | 63,000 | 87,000 | 55,000 |
| Net income | 158,000 | 255,000 | 357,000 | 245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,605,000 | 65,702,000 | 65,804,000 | 65,692,000 |