Call reports 2019
COMMUNITY SAVINGS BANK — 2019
What COMMUNITY SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 390,638,000 | 395,472,000 | 396,440,000 | 404,933,000 |
| Total loans | 228,850,000 | 231,110,000 | 232,200,000 | 236,066,000 |
| Allowance for loan losses | 853,000 | 841,000 | 808,000 | 789,000 |
| Securities available for sale | 113,016,000 | 120,816,000 | 126,109,000 | 119,374,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,027,000 | 328,602,000 | 329,111,000 | 337,287,000 |
| Interest-bearing deposits | 321,073,000 | 323,428,000 | 325,532,000 | 332,183,000 |
| Noninterest-bearing deposits | 3,954,000 | 5,174,000 | 3,579,000 | 5,104,000 |
| Equity capital | 64,085,000 | 65,007,000 | 65,431,000 | 65,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,381,000 | 6,757,000 | 10,160,000 | 13,555,000 |
| Interest expense | 646,000 | 1,390,000 | 2,205,000 | 3,051,000 |
| Net interest income | 2,735,000 | 5,367,000 | 7,955,000 | 10,504,000 |
| Noninterest income | 76,000 | 175,000 | 261,000 | 373,000 |
| Noninterest expense | 2,426,000 | 4,916,000 | 7,192,000 | 9,628,000 |
| Provision for loan losses | -104,000 | -116,000 | -147,000 | -186,000 |
| Pretax income | 489,000 | 742,000 | 1,171,000 | 1,435,000 |
| Income tax | 101,000 | 153,000 | 242,000 | 300,000 |
| Net income | 388,000 | 589,000 | 929,000 | 1,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,700,000 | 64,901,000 | 65,240,000 | 65,447,000 |
| Total capital | 65,553,000 | 65,742,000 | 66,048,000 | 66,236,000 |
| Risk-weighted assets | 161,858,000 | 168,075,000 | 171,817,000 | 169,192,000 |