Call reports 2018
COMMUNITY SAVINGS BANK — 2018
What COMMUNITY SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 397,516,000 | 393,965,000 | 386,231,000 | 394,300,000 |
| Total loans | 218,554,000 | 223,344,000 | 229,350,000 | 232,191,000 |
| Allowance for loan losses | 899,000 | 802,000 | 788,000 | 873,000 |
| Securities available for sale | 132,343,000 | 127,102,000 | 123,639,000 | 116,558,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,665,000 | 330,649,000 | 322,754,000 | 329,704,000 |
| Interest-bearing deposits | 330,524,000 | 325,440,000 | 319,049,000 | 324,290,000 |
| Noninterest-bearing deposits | 4,141,000 | 5,209,000 | 3,705,000 | 5,414,000 |
| Equity capital | 61,644,000 | 61,809,000 | 62,045,000 | 63,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,105,000 | 6,272,000 | 9,455,000 | 12,735,000 |
| Interest expense | 413,000 | 847,000 | 1,282,000 | 1,829,000 |
| Net interest income | 2,692,000 | 5,425,000 | 8,173,000 | 10,906,000 |
| Noninterest income | 85,000 | 169,000 | 254,000 | 347,000 |
| Noninterest expense | 2,590,000 | 5,051,000 | 7,443,000 | 9,807,000 |
| Provision for loan losses | -53,000 | -153,000 | -174,000 | -248,000 |
| Pretax income | 240,000 | 696,000 | 1,158,000 | 1,694,000 |
| Income tax | 46,000 | 142,000 | 238,000 | 350,000 |
| Net income | 194,000 | 554,000 | 920,000 | 1,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,161,000 | 63,521,000 | 63,887,000 | 64,312,000 |
| Total capital | 64,060,000 | 64,323,000 | 64,675,000 | 65,185,000 |
| Risk-weighted assets | 164,365,000 | 166,309,000 | 169,514,000 | 167,062,000 |